Wednesday, December 15, 2010

Safety Tips for Using ATM

Using ATM is very convenient and this is the sole reason people prefer to withdraw money from an ATM instead of waiting in a long line inside the bank. It saves your time and energy. Moreover an ATM is open 24×7. So you can have access to cash whenever you need. Since its inception the popularity of ATM has touched the sky.



These days’ you can find ATMs everywhere starting from a street corner to a grocery store, a parking lot or even inside a hospital. They are located everywhere for your convenience. Using an ATM has become a part of our daily life.



However using an ATM has got some disadvantages. Those who constantly turn to ATMs don’t realize that there is risk involved in using ATMs frequently. It is risky because ATM robberies have become a popular crime. Almost everyone living in an urban area uses an ATM without even thinking that it can be dangerous if they don’t take necessary protection.



Here are a few tips that you can follow while using an ATM:

Avoid Using ATM Late at Night



The main advantage of ATM is that you can withdraw money 24×7. At the same time it can become a disadvantage. Unless you need cash very urgently avoid using an ATM late at night. According to statistics most of the ATM robberies take place between 8pm and 4am. It is easier for thieves to rob those who travel alone at the middle of the night with cash in their hands. Therefore it is better not to use ATMs late at night.



Avoid Being Alone



If a transaction at the middle of the night is absolutely necessary make sure not to go alone. It is nearly impossible to defend thieves alone especially if they are armed. Criminals tend to target those who are alone. So take someone with you if you go to an ATM to withdraw money at night.



Keep an Eye on the Surrounding



Try to keep your eyes open and be aware of what is going on in your surroundings. If you see someone watching you or following you it is better to avoid visiting the ATM. Never let strangers gather around you when you are carrying a good deal of money with you.



Call the Police If You See Someone Behaving Suspiciously



If you think that someone around is behaving suspiciously call the police immediately. Don’t allow anyone to stay inside the ATM when you are making a transaction. If the person is a technician who has come to solve any technical problem the machine is having, ask the person to show his identity card and license. Certified ATM techs always carry the license with them.



Remember these tips while using an ATM and you will be safe.
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