Wednesday, December 15, 2010

Safety 101 for ATM cards

* Observe your surroundings before using an ATM. If the machine is obstructed from view or poorly lit, visit another ATM.
* Take a friend with you - especially at night.
* Have your card out and ready to use.
* Shield the screen and keyboard so anyone waiting to use the ATM cannot see you enter your PIN or transaction amount.
* Put your cash, card and receipt away immediately. Count your money later, and always keep your receipt.
* If you see anyone or anything suspicious, cancel your transaction and leave immediately. If anyone follows you after making a transaction, go to a crowded, well-lit area and call the police.
* When using an enclosed ATM that requires your card to open the door, avoid letting strangers follow you inside.
* When using a drive-up ATM, make sure all passenger car doors are locked and windows are up.
* Do not leave your car unlocked or engine running when you get out to use an ATM.
* While many ATMs are available 24 hours a day, some may be open only during local business hours. To be on the safe side, plan your withdrawals ahead of time.
* Check with your financial institution to determine what the daily limit of funds that can be withdrawn from your account is.
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