* Memorize your Personal Identification Number (PIN). Never write the PIN down on anything in your wallet or on the card itself.
* When selecting a PIN, avoid numbers and letters that relate to your personal information. For example, don't use your initials, birthday, telephone or Social Security number. If you have such a number, contact your bank and get a new PIN issued.
* Immediately report a lost or stolen card to your financial institution.
* To help guard against fraud, keep your ATM receipts until you check them against your monthly statement.

















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